With Over 150 5⭐️ Trust Pilot Reviews

Independent Mortgage Broker in Leicester & West Midlands



Expert First-Time Buyer Mortgage Advice, Remortgage Specialists, Buy-to-Let Mortgage Solutions

Mortgages Made Easy, Protection Made Certain

Simplifying Mortgages, Protecting What Matters

Over 25 years of experience helping clients find the best mortgage and protection solutions. Advice you can count on

I have recently had the pleasure of working with Heme and he has been really helpful. I have received personal service thats hard to find these days, especially when so much is done online. If you are looking for financial products or even just solid advice, I highly recommend Intelligent Adviser! Great people, great service and impressive market knowledge.

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Zakir Daud

Zakir Daud

22 hours ago

Thanks for everything you did, everything ran smoothly and answered any questions along the process will definitely be using again in the near future.

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Gary Whitehouse

Gary Whitehouse

1 day ago

As usual Dave was brilliant. Personable, well informed and always ready to help. We really value his knowledge and support and will continue to work with him going forward. Thanks Dave!

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Andrew Leslie

Andrew Leslie

7 days ago

Quick and easy, dave did all the work for us. Very helpful and put our best interests first. Advice was excellent. Always kept us posted and nothing was too much trouble brilliant service from start to finish

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Mark Rochelle

Mark Rochelle

8 days ago

We had the pleasure of working with Minay Raithatha from Intelligent Adviser Ltd for our recent mortgage – our second house purchase with his support – and once again, he delivered exceptional service from start to finish. Minay has been outstanding – highly efficient, knowledgeable, and meticulous at every stage of the process. He carefully assessed all our documents early on, ensuring everything was in order and that there would be no delays later. This proactive approach gave us great confidence and helped the whole process run smoothly. He found us a lender offering a very low interest rate and made sure we got the best deal possible. His communication was always clear and timely, and he patiently explained anything we didn’t fully understand, making the entire journey stress-free. What truly sets Minay apart is the way he goes above and beyond. He even supported us in addressing queries raised during the solicitor’s process, which was far beyond what we expected. His dedication, attention to detail, and genuine care made a real difference. His fees are very reasonable, and when I offered to pay him partway through, he simply said, “not yet – wait until the process is fully complete.” That level of integrity and client-first attitude is rare. We’re genuinely grateful for everything he’s done and proud to recommend Director Minay Raithatha at Intelligent Adviser Ltd to anyone looking for a trustworthy, knowledgeable, and supportive mortgage adviser.

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Tarjana Yagnik

Tarjana Yagnik

13 days ago

Best Best Best!! Worked with David Perry for my mortgage as first time buyer. Dave worked so hard and tried everywhere to get me a mortgage. Thank you so much dave for your hard work.

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Samira Gengi

Samira Gengi

23 days ago

Would highly recommend Minay for arranging your mortgage This is the second time we have renewed with him and the process has been seemless yet again. Very knowledgeable and advises on best option available and affordability. Already agreed to speak to him next time we are looking to renew 🤩 Thank Minay for all your help

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Vicki Booth

Vicki Booth

21 days ago

We are very grateful with intelligent adviser Ltd for helping us to buy our first dream home.They were really helpful and I totally recommend them to anyone else dreaming of owning house with less stress.

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Jatin Parekh

Jatin Parekh

22 days ago

Alexandros Roustai

Alexandros Roustai

1 month ago

Why Choose Intelligent Adviser as Your Mortgage Broker?

Tailored Mortgage Solutions

We search the whole market to find you the best mortgage rates from over 90 lenders, not just a limited panel.

Local Expertise

With deep knowledge of the Leicester, Leicestershire and West Midlands property markets, we provide truly local advice.

Comprehensive Mortgage Management

Streamline your mortgage process with expert management and support.

Excellent Track Record

Join our 150+ satisfied clients who have given us five-star reviews for our exceptional service.

Personalized Approach

We take time to understand your unique circumstances and find mortgage solutions that perfectly match your needs.

Ongoing Support

From initial consultation to completion and beyond, we're with you every step of the way.

Getting Your Mortgage Made Simple

We've streamlined the mortgage process to make it as stress-free as possible.

1 Free Initial Consultation

Discuss your needs and circumstances with one of our expert mortgage advisers, either in person or virtually.


2 Personalized Recommendation


We'll search the whole market to find the best mortgage deals suited to your specific situation.


3 Mortgage Application


We handle all the paperwork and liaise with lenders, solicitors, and estate agents on your behalf.


4 Completion & Beyond


We stay with you until completion and provide ongoing support for future mortgage needs.



About us

Your friendly, expert Mortgage and Protection Advisers.

At Intelligent Adviser, our clients are at the very heart of our business. Our award-winning approach ensures that you always receive expert, jargon-free financial advice on a range of mortgage and protection solutions.

We are very proud of the fact that most of our business is referral-based, and our new and existing clients recognise the high level of service we provide. We are fully committed to providing a seamless experience for every single one of our customers.

Our promise to you:

  • To be open, honest and transparent in how we deal with you
  • To communicate clearly, promptly and without any jargon
  • To seek your views on how we work, so we can improve
  • To always meet your expectations and beyond

Independent mortgage experts in Leicester and the West Midlands, providing advice and access to the best mortgage deals.