With Over 150 5⭐️ Trust Pilot Reviews

Independent Mortgage Broker in Leicester – First-Time Buyer & Remortgage Specialists


Award-winning mortgage & protection advisers in Leicester, helping families and investors secure their future with expert, jargon-free advice.

Trusted Mortgage Advice

Your home. Your future. Our expertise.
house shape and tag with the word first time buyer. a person buying a house or flat who has not previously owned a home and therefore has no property to sell

First-Time Buyer Guidance

Expert advice tailored for first-time buyers to navigate the mortgage journey smoothly.
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Professional Real Estate Agent Discussing Property Details with Client in Modern Office Setting

Remortgage Solutions

Discover competitive remortgage options to save money and optimize your financial situation.
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Professional discussion with real estate agent handing keys during office transaction meeting.

Buy-to-Let Expertise

Comprehensive support for investors looking to expand their property portfolios with buy-to-let mortgages.
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Mortgages Made Easy, Protection Made Certain

Simplifying Mortgages, Protecting What Matters

Over 25 years of experience helping clients find the best mortgage and protection solutions. Advice you can count on

We can't recommend Tony and Sharon highly enough. They supported us through our remortgage process and helped us secure a much better insurance deal, meeting our specific needs. Additionally, they went above and beyond by assisting us with a challenging Land Registry issue on our property - something we would have struggled to navigate without their guidance. Their professionalism, patience, and genuine care made us feel supported, and we're so grateful for all their help.

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Sarah Robinson

Sarah Robinson

1 month ago

We had the pleasure of working with Minay Raithatha from Intelligent Adviser Ltd for our recent mortgage – our second house purchase with his support – and once again, he delivered exceptional service from start to finish. Minay has been outstanding – highly efficient, knowledgeable, and meticulous at every stage of the process. He carefully assessed all our documents early on, ensuring everything was in order and that there would be no delays later. This proactive approach gave us great confidence and helped the whole process run smoothly. He found us a lender offering a very low interest rate and made sure we got the best deal possible. His communication was always clear and timely, and he patiently explained anything we didn’t fully understand, making the entire journey stress-free. What truly sets Minay apart is the way he goes above and beyond. He even supported us in addressing queries raised during the solicitor’s process, which was far beyond what we expected. His dedication, attention to detail, and genuine care made a real difference. His fees are very reasonable, and when I offered to pay him partway through, he simply said, “not yet – wait until the process is fully complete.” That level of integrity and client-first attitude is rare. We’re genuinely grateful for everything he’s done and proud to recommend Director Minay Raithatha at Intelligent Adviser Ltd to anyone looking for a trustworthy, knowledgeable, and supportive mortgage adviser.

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Tarjana Yagnik

Tarjana Yagnik

6 months ago

I have recently had the pleasure of working with Heme and he has been really helpful. I have received personal service thats hard to find these days, especially when so much is done online. If you are looking for financial products or even just solid advice, I highly recommend Intelligent Adviser! Great people, great service and impressive market knowledge.

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Zakir Daud

Zakir Daud

6 months ago

We have worked with Heme on our first mortgage and now our second and insurance. Heme has been excellent and very supportive throughout and made the whole process seamless. Would highly recommend.

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Marizel Le Roux

Marizel Le Roux

5 months ago

I’ve worked with David previously when I first bought the house. He’s efficient, an effective listener, good communicator and makes the whole process simple. Highly recommended.

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Paul Ditta

Paul Ditta

3 months ago

Heme was amazing, very thorough and full of sage advice on the while process, thank you!

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Vieru Andrei

Vieru Andrei

18 days ago

Tony has been amazing. He has great communication and is always very quick on replies. He always explains everything so we can understand it. Thank you.

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Timothy Lord

Timothy Lord

5 months ago

I had a truly excellent experience with Intelligent Adviser Ltd. From my initial inquiry to the completion of my mortgage, they were incredibly professional, knowledgeable, and responsive. Minay was particularly helpful, taking the time to understand my specific circumstances and finding me the best possible mortgage deal. They explained everything clearly and patiently, answering all my questions and keeping me informed every step of the way.

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bhareth odedarraa

bhareth odedarraa

8 months ago

We have been using this mortgage advisor for a number of years and find him to be friendly ,explaining everything in depth for us to understand i wouldn't us any other advisor.

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Karen Culleton

Karen Culleton

2 months ago

Why Choose Intelligent Adviser as Your Mortgage Broker?

Remortgage Specialists

Expert remortgage advice to help you switch to a better rate and save money.

Local Expertise

With deep knowledge of the Leicester, Leicestershire and West Midlands property markets, we provide truly local advice.

First-Time Buyer Advice

Guiding first-time buyers through every step to secure the best mortgage deals.

Excellent Track Record

Join our 150+ satisfied clients who have given us five-star reviews for our exceptional service.

Buy-to-Let Solutions

Comprehensive support for investors looking to expand their property portfolios with buy-to-let mortgages.

Ongoing Support

From initial consultation to completion and beyond, we're with you every step of the way.

Getting Your Mortgage Made Simple

We've streamlined the mortgage process to make it as stress-free as possible.

1 Free Initial Consultation

Discuss your needs and circumstances with one of our expert mortgage advisers, either in person or virtually.


2 Personalized Recommendation


We'll search the whole market to find the best mortgage deals suited to your specific situation.


3 Mortgage Application


We handle all the paperwork and liaise with lenders, solicitors, and estate agents on your behalf.


4 Completion & Beyond


We stay with you until completion and provide ongoing support for future mortgage needs.



About us

Your friendly, expert Mortgage and Protection Advisers.

At Intelligent Adviser, our clients are at the very heart of our business. Our award-winning approach ensures that you always receive expert, jargon-free financial advice on a range of mortgage and protection solutions.

We are very proud of the fact that most of our business is referral-based, and our new and existing clients recognise the high level of service we provide. We are fully committed to providing a seamless experience for every single one of our customers.

Our promise to you:

  • To be open, honest and transparent in how we deal with you
  • To communicate clearly, promptly and without any jargon
  • To seek your views on how we work, so we can improve
  • To always meet your expectations and beyond

Independent mortgage experts in Leicester and the West Midlands, providing advice and access to the best mortgage deals.