Intelligent Adviser Ltd - Your Trusted Mortgage Broker

At Intelligent Adviser Ltd, we are committed to helping you find the right mortgage for your individual needs. Our team of experienced professionals is here to guide you through the entire mortgage process, from research to application. We take the time to understand your financial situation, so that you can make the best mortgage decision for you and your family. We understand that financing a home can be a daunting task, so let us help you make the process easier and stress-free! Contact us today to get started.

About Us

Heme Lakhani

"With years of experience as a Mortgage & Protection Adviser, I bring a wealth of financial knowledge and expertise to my role as joint owner of Intelligent Adviser. My focus is on providing top-notch mortgage and insurance advice to individuals and businesses, tailored to meet their specific needs and goals. I strive to help my clients find the best protection options and mortgage deals that fit their unique situation. In recognition of my commitment to excellence, I was honored to receive the Top Life Insurance Adviser, Top General Insurance Adviser, and Top Overall Protection Adviser (Pink Home Loans) awards in 2016."

Contact me

Minay Raithatha

"As a seasoned professional in financial services and joint owner of Intelligent Adviser, I strive to deliver personalized, straightforward advice to every client. With a wealth of experience as a former Director of a financial firm and successful Financial Adviser and Protection Adviser at multiple companies, I bring a strong expertise to the table, particularly in advising on new-build purchases. My commitment is to provide comprehensive, long-term support to all those seeking mortgage and protection guidance. My track record speaks for itself, with recognition as Protection Adviser of the Year (2012), Midlands Adviser of the Year (2014), and Top Protection Adviser Midlands and Top Overall Protection Adviser (Pink Home Loans) in 2015."

Contact me

Mandy Cheung

"With over a decade of experience in the mortgage and protection industry, I bring a wealth of knowledge to my role as an advisor. My priority is to ensure the financial well-being of my clients, both now and in the future. I take pride in building strong, long-lasting relationships with each of them and working collaboratively to help them pay off their mortgage efficiently. My ultimate goal is to safeguard their family's security."

Contact me

Tony Bouckley

“"With a focus on comprehensive support, I have honed my expertise in all areas of the mortgage and protection market. From first-time buyers to re-mortgages and buy-to-let, I am committed to providing personalized, tailored advice to my clients. I believe in delivering an exceptional customer experience and going above and beyond to alleviate stress and worry throughout the mortgage & protection process. At Intelligent Adviser, my passion for delivering a one-stop-shop solution, offering comprehensive mortgage and financial services, is what sets us apart.

Contact me

Dave Perry

"With over two decades of experience in the mortgage and protection industry, my passion lies in helping clients achieve their financial goals and ensuring their families are properly protected. My expertise in the remortgage market allows me to provide the best options available in the market and bring peace of mind to my clients. My ultimate goal is to provide exceptional service and make my clients happy with their experience."

Contact me


Intelligent Adviser Limited is registered in England and Wales no. 10753117. Registered office, 28 Kingsmead Close, Leicester, LE2 3YR.

Authorised and regulated by the Financial Conduct Authority. Intelligent Adviser Solutions Limited is entered on the Financial Services Register under reference 782498. If you wish to register a complaint, please write to us at the address above or email us at [email protected]

A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 0234 567.