How much can I borrow?
Get a quick estimate based on your income.
£
£
Estimated Borrowing Power
£157,500
Based on a 4.5x income multiplier
*Estimate only. Lenders assess debts and credit history individually.
Monthly Repayments
Calculate your estimated monthly costs.
£
Monthly Payment
£833.75
Capital & Interest
*Repayment mortgage estimate. Your home may be repossessed if you do not keep up repayments.
Advanced Stamp Duty Calculator
Precise 2026 SDLT rates for England & NI.
£
Total Stamp Duty Due
£10,000
*This reflects the £250k nil-rate band (standard) and £425k nil-rate band (FTB) in effect for 2026.