Performance-Driven Property Finance.
Buy-to-Let Mortgage Advice for Property Investors
Beyond standard lending. Whether you are scaling a 20-property portfolio or securing your first limited company BTL, we provide the specialist structures specialist mortgage advice to help you finance and grow your property portfolio.
Navigating the 2026 Investment Landscape.
The rules of the game have changed. We ensure your strategy accounts for:
The 5% Stamp Duty Surcharge: Following the 2024 Autumn Budget, Additional residential properties are currently subject to higher SDLT rates. We help you factor this into your entry costs.
Energy Efficiency Requirements
Government policy requires domestic privately rented properties to achieve EPC C or equivalent by 1 October 2030, unless a valid exemption applies. We can discuss how energy efficiency may affect property choice and available mortgage products; landlords should obtain appropriate specialist advice on their legal obligations.
ICR Stress Testing: We know which lenders offer the most flexible Interest Cover Ratios (ICR), helping you borrow more in a higher-rate environment.