Performance-Driven Property Finance.
Buy-to-Let Mortgage Advice for Property Investors
Beyond standard lending. Whether you are scaling a 20-property portfolio or securing your first limited company BTL, we provide the specialist structures and local Leicester market intelligence to maximize your yields.
The Investor Matrix
The Strategy -The Intelligent Advantage
Portfolio Scaling
Dynamic Refinancing. We manage complex multi-property portfolios, navigating the 2026 stress-test requirements to unlock equity for your next acquisition.
Limited Company BTL
Tax-Efficient Structures. Expert guidance on Special Purpose Vehicles (SPVs). We find the lenders who favor corporate wrappers for optimized long-term ROI.
HMO & High-Yield
Specialist Houses in Multiple Occupation. From student pods in Leicester to professional co-living in Birmingham—we secure the bespoke terms these high-yield assets require.
Navigating the 2026 Investment Landscape.
The rules of the game have changed. We ensure your strategy accounts for:
The 5% Stamp Duty Surcharge: Following the 2024 Autumn Budget, additional properties now carry a significant tax weight. We help you factor this into your entry costs.
EPC Grade C Compliance: With 2026/2027 deadlines approaching for rental properties, we help you secure "Green Mortgages" that offer lower rates for energy-efficient homes.
ICR Stress Testing: We know which lenders offer the most flexible Interest Cover Ratios (ICR), helping you borrow more in a higher-rate environment.