Remortgage Advice in Leicester & West Midlands

Whether you're looking to save money, release equity, or fund home improvements, remortgaging could be the perfect solution. Our specialist remortgage advisers in Leicester and the West Midlands will help you find the best deals and guide you through the entire process.

Ready to explore your remortgage options?

Book Your Free Consultation Calculate Your Potential Savings

Why Consider Remortgaging?

Get a Better Interest Rate
If your current fixed-rate deal is ending or you're on your lender's standard variable rate (SVR), you could save hundreds of pounds per month by switching to a new deal.

Release Equity from Your Home
If your property has increased in value, remortgaging can allow you to access some of this equity for home improvements, debt consolidation, or other major expenses.

Consolidate Debts
By combining higher-interest debts into your mortgage, you could reduce your overall monthly outgoings, though it's important to consider the long-term implications.

Change Your Mortgage Term
You might want to extend your term to reduce monthly payments or shorten it to pay off your mortgage sooner. We can help you understand the implications of both options.

The Remortgage Process Made Simple

1. Free Initial Consultation
We'll discuss your current mortgage, financial goals, and circumstances to understand what you're looking to achieve through remortgaging.

2. Whole Market Search
We'll search across 90+ lenders to find the best remortgage deals available for your specific situation, comparing rates, fees, and terms.

3. Personalized Recommendation
We'll present you with the best options, explaining the pros and cons of each so you can make an informed decision.

4. Application and Paperwork
We handle the entire application process, including all paperwork and communication with lenders, making the process as smooth as possible.

5. Legal Work and Completion
Many remortgage deals include free legal work. We'll coordinate with solicitors to ensure everything progresses smoothly to completion.

How Much Could You Save by Remortgaging?

Use our remortgage calculator to see how much you could potentially save by switching to a new deal.

Remember, these figures are just estimates. For a personalized calculation based on your specific circumstances, speak to one of our remortgage specialists.

Get Your Personalized Savings Calculation

Frequently Asked Questions About Remortgaging

When is the best time to remortgage?
Typically, you should start looking into remortgaging 3-6 months before your current deal ends. This gives you enough time to find the best new deal and complete the process before you move onto your lender's higher standard variable rate.

Will I have to pay fees to remortgage?
Some remortgage deals come with arrangement fees, though many lenders offer fee-free options. Most remortgage deals also include free valuation and legal work. We'll help you understand the total cost of each option, not just the headline interest rate.

Can I remortgage if my circumstances have changed?
Yes, though changes in income, employment status, or credit score may affect your options. Our advisers specialize in finding solutions for clients whose circumstances have changed since their original mortgage.

How long does remortgaging take?
The remortgage process typically takes 4-8 weeks from application to completion, though this can vary depending on your circumstances and the lenders involved.

What Our Remortgage Clients Say
"When our fixed rate was ending, Intelligent Adviser found us a remortgage deal that saved us £230 per month. The process was smooth and they handled everything for us. Couldn't ask for better service!"

- Richard & Karen, Homeowners in Leicester
"I needed to release equity for home improvements and was worried about the complexity. My adviser at Intelligent Adviser made it so simple and found me a great rate too. Highly recommended!"

- Samantha, Property Owner in Coventry
Ready to Explore Your Remortgage Options?
Our expert remortgage advisers in Leicester and the West Midlands are ready to help you find the best deal and guide you through the entire process.

Book Your Free Consultation Calculate Your Potential Savings Call Us: 01165047140

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